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Interested in Opening an Account?

Town Center bank offers a variety of different accounts to service your specific situation. View our account offerings by clicking below.

Need Help?

Town Center Bank offers friendly Customer Service Specials that you can speak with. So, stop into any of our branches or give us a call at (815) 806-7001

Checking
Account Type Minimum Opening Deposit Interest Paid Account Requirements Monthly Fee Check or Debit Fee ATM Access
Free Interest Checking $100 Monthly Interest paid on balances $1,000.00 and above. None None

yes

e-Banking $100 N/A Interest paid on balances $1,000.00 and above. None N/A

yes

Money Market $2,500 Monthly Interest paid on balances $1,000.00 and above. $10.00 if balance falls below $2,500.00 $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. No
Premier Interest Checking $10,000 Monthly Interest paid on balances $1,000.00 and above. $20.00 if balance falls below $10,000.00 None No
Savings & Certificates of Deposit
Account Type Minimum Opening Deposit Interest Paid Account Requirement FeeCheck Writing Fee ATM Access Sign Up
Personal Statement Savings $100.00 Monthly Must maintain a daily balance of $250.00 to earn interest and avoid monthly fee. $3.00 if balance falls below $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month.

yes

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Minor Statement Savings $50.00 Monthly

no

None Transactions from a savings account to another account or to third parties by preauthorized, automatic, or computer transfer are limited to six per month with no transfer allowed by check, debit card or similar order to third parties.

yes

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Certificates of Deposit $1,000.00 Varies

no

None None None

no

Electronic Services

Town Center Bank knows your life is full. Streamline banking and bill paying with our state-of-the-art electronic services.

We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where, no matter when, you can take care of your finances.

Free Online Banking/ Bill Payment

Access www.towncenterbank.com from your laptop, tablet, smartphone or computer anytime, day or night. Pay bills anytime, anywhere with no checks, no stamps and no hassles. Service available through online and mobile banking.

  • Check Balances checking, savings, money market accounts, certificates of deposit and any loans
  • View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
  • Transfer Funds between checking and savings
  • Schedule Automatic Payments
  • Unique Payments enter a new amount and payment date whenever you need
  • Recurring Payments automatically pays your recurring, fixed amount payments
  • Custom Reports

Free Mobile Banking

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  • Check Balances checking, savings, money market accounts, certificates of deposit and any loans
  • View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
  • Transfer Funds between checking and savings
  • Set Up Alerts when your balance reaches a preset amount, or when a specific check or payment clears
  • Remote/Xpress Deposit deposit checks electronically from your office, smartphone or home scanner
  • Free deposit checks electronically from your office, smartphone or home scanner
  • Same Business Day Credit/Next Day Availability when you deposit by 4 pm, CST with express, 5 pm, CST with remote.

Make your banking more convenient with Town Center Bank’s electronic services. You can get started by visiting either community location or contacting us at 815-806-7001 or 815-463-7002.

ATM | Debit Rewards Card

Make Purchases at Home….or Around the World with Our Debit Card

Your Town Center Bank MasterCard® debit card lets you buy things locally or around the world just as if you were writing a check.  Use it to pay for almost anything and save money on finance charges since the payment comes directly from your checking account.

And, you can get cash from ATMs just about anywhere including STARsf® ATMs Nationwide.  It is safe, convenient and easy to use for purchases such as groceries, dining, gas, online purchases and travel.

It’s easy to track expenditures with your card as they are usually posted to your checking account within 24 hours and you monthly checking statement shows a detailed listing of the date, place and amount of each transaction.

If lost or stolen, you have limited liability and it’s easily replaced.