Personal Deposit Products

Town Center Bank offers you and your family state-of-the-art technology and a wide range of deposit account choices to help manage your household money.

Current Rates

Fee Schedule

Checking

Account Type	Minimum Opening Deposit	Interest Paid	Account Requirements	Monthly Fee	Check or Debit Fee	ATM Access	Sign Up
Free Interest Checking	$100	Monthly	Interest paid on balances $1,000.00 and above.	None	None	Yes	Sign Up
e-Banking	$100	N/A	Free Rewards Debit Card to access account; no checks. Electronic statement only through our free on-line banking system.	None	N/A	Yes	Sign Up
Money Market	$2,500	Monthly	Must maintain at least a daily balance of $2,500.00 to earn interest and avoid a monthly fee.	$10.00 if balance falls below $2,500.00	$5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle.	No	Sign Up
Premier Interest Checking	$10,000	Monthly	Must maintain at least a daily balance of $10,000.00 to earn interest and avoid a monthly fee.	$20.00 if balance falls below $10,000.00	None	Yes

Free Interest Checking
Minimum Opening Deposit	$100.00
Interest Paid	Monthly
Account Requirement	Interest paid on balances $1,000.00 and above.
Fee	None
Check or Debit Fee	None
ATM Access	Yes
Sign Up

e-Banking
Minimum Opening Deposit	$100.00
Interest Paid	N/A
Account Requirement	Free. Rewards Debit Card to access account; no checks. Electronic statement only through our free on-line banking system.
Fee	None
Check or Debit Fee	N/A
ATM Access	Yes
Sign Up

Money Market
Minimum Opening Deposit	$2,500.00
Interest Paid	Monthly
Account Requirement	Must maintain at least a daily balance of $2,500.00 to earn interest and avoid a monthly fee.
Fee	$10.00 if balance falls below $2,500.00
Check or Debit Fee	$5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle.
ATM Access	No
Sign Up

Premier Interest
Minimum Opening Deposit	$10,000.00
Interest Paid	Monthly
Account Requirement	Must maintain at least a daily balance of $10,000.00 to earn interest and avoid a monthly fee.
Fee	$20.00 if balance falls below $10,000.00
Check or Debit Fee	None
ATM Access	Yes

Savings & Certificates of Deposit

Account Type	Minimum Opening Deposit	Interest Paid	Account Requirement	Fee	Check Writing Fee	ATM Access	Sign Up
Personal Statement Savings	$100.00	Monthly	Must maintain a daily balance of $250.00 to earn interest and avoid monthly fee.	$3.00 if balance falls below	$5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month.	Yes	Sign Up
Minor Statement Savings	$50.00	Monthly		None	Transactions from a savings account to another account or to third parties by preauthorized, automatic, or computer transfer are limited to six per month with no transfer allowed by check, debit card or similar order to third parties.	Yes	Sign Up
Certificates of Deposit	$1,000.00	Varies		None	None	None

Personal Statement Savings
Minimum Opening Deposit	$100.00
Interest Paid	Quarterly
Account Requirement	Must maintain a daily balance of $250.00 to earn interest and avoid monthly fee.
Fee	$3.00 if balance falls below
Check Writing Fee	$5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month.
ATM Access	Yes
Sign Up

Minor Statement Savings
Minimum Opening Deposit	$50.00
Interest Paid	Quarterly
Account Requirement
Fee	None
Check Writing Fee	Transactions from a savings account to another account or to third parties by preauthorized, automatic, or computer transfer are limited to six per month with no transfer allowed by check, debit card or similar order to third parties.
ATM Access	Yes
Sign Up

Certificates of Deposit
Minimum Opening Deposit	$1,000.00
Interest Paid	Varies
Account Requirement
Fee	None
Check Writing Fee	None
ATM Access	None

Electronic Services

Town Center Bank knows your life is full. Streamline banking and bill paying with our state-of-the-art electronic services.

We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where, no matter when, you can take care of your finances.

Free Online Banking/ Bill Payment

Access www.towncenterbank.com from your laptop, tablet, smartphone or computer anytime, day or night. Pay bills anytime, anywhere with no checks, no stamps and no hassles. Service available through online and mobile banking.

Check Balances checking, savings, money market accounts, certificates of deposit and any loans
View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
Transfer Funds between checking and savings
Schedule Automatic Payments
Unique Payments enter a new amount and payment date whenever you need
Recurring Payments automatically pays your recurring, fixed amount payments
Custom Reports

Free Mobile Banking

Apple Android

Check Balances checking, savings, money market accounts, certificates of deposit and any loans
View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
Transfer Funds between checking and savings
Set Up Alerts when your balance reaches a preset amount, or when a specific check or payment clears
Remote/Xpress Deposit deposit checks electronically from your office, smartphone or home scanner
Free deposit checks electronically from your office, smartphone or home scanner
Same Business Day Credit/Next Day Availability when you deposit by 4 pm, CST with express, 5 pm, CST with remote.

Make your banking more convenient with Town Center Bank’s electronic services. You can get started by visiting either community location or contacting us at 815-806-7001 or 815-463-7002.