Personal Deposit Products
Town Center Bank offers you and your family state-of-the-art technology and a wide range of deposit account choices to help manage your household money.
Checking
Account Type | Minimum Opening Deposit | Interest Paid | Account Requirements | Monthly Fee | Check or Debit Fee | ATM Access | Sign Up |
---|---|---|---|---|---|---|---|
Free Interest Checking | $100 | Monthly | Interest paid on balances $1,000.00 and above. | None | None | Yes | Sign Up |
e-Banking | $100 | N/A | Free Rewards Debit Card to access account; no checks. Electronic statement only through our free on-line banking system. | None | N/A | Yes | Sign Up |
Money Market | $2,500 | Monthly | Must maintain at least a daily balance of $2,500.00 to earn interest and avoid a monthly fee. | $10.00 if balance falls below $2,500.00 | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. | No | Sign Up |
Premier Interest Checking | $10,000 | Monthly | Must maintain at least a daily balance of $10,000.00 to earn interest and avoid a monthly fee. | $20.00 if balance falls below $10,000.00 | None | Yes | |
Savings & Certificates of Deposit
Account Type | Minimum Opening Deposit | Interest Paid | Account Requirement | Fee | Check Writing Fee | ATM Access | Sign Up |
---|---|---|---|---|---|---|---|
Personal Statement Savings | $100.00 | Monthly | Must maintain a daily balance of $250.00 to earn interest and avoid monthly fee. | $3.00 if balance falls below | $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month. | Yes | Sign Up |
Minor Statement Savings | $50.00 | Monthly | None | Transactions from a savings account to another account or to third parties by preauthorized, automatic, or computer transfer are limited to six per month with no transfer allowed by check, debit card or similar order to third parties. | Yes | Sign Up | |
Certificates of Deposit | $1,000.00 | Varies | None | None | None | ||
Electronic Services
Town Center Bank knows your life is full. Streamline banking and bill paying with our state-of-the-art electronic services.
We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where, no matter when, you can take care of your finances.
Free Online Banking/ Bill Payment
Access www.towncenterbank.com from your laptop, tablet, smartphone or computer anytime, day or night. Pay bills anytime, anywhere with no checks, no stamps and no hassles. Service available through online and mobile banking.
- Check Balances checking, savings, money market accounts, certificates of deposit and any loans
- View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
- Transfer Funds between checking and savings
- Schedule Automatic Payments
- Unique Payments enter a new amount and payment date whenever you need
- Recurring Payments automatically pays your recurring, fixed amount payments
- Custom Reports
Free Mobile Banking
- Check Balances checking, savings, money market accounts, certificates of deposit and any loans
- View Account Activity deposits, withdrawals, checks and payments cleared, interest credited
- Transfer Funds between checking and savings
- Set Up Alerts when your balance reaches a preset amount, or when a specific check or payment clears
- Remote/Xpress Deposit deposit checks electronically from your office, smartphone or home scanner
- Free deposit checks electronically from your office, smartphone or home scanner
- Same Business Day Credit/Next Day Availability when you deposit by 4 pm, CST with express, 5 pm, CST with remote.
Make your banking more convenient with Town Center Bank’s electronic services. You can get started by visiting either community location or contacting us at 815-806-7001 or 815-463-7002.