Business Deposit Products

Town Center Bank makes it easier to do your business banking, so you can concentrate on doing business.

Current Rates

Fee Schedule

Business Checking

Account Type Minimum Opening Deposit Interest Bearing Monthly Fee Account Requirements Item Charges Sign Up
Small Business Checking $100.00 No $7.00 Must maintain at least a minimum daily balance of $1,500.00 to avoid monthly fee. None up to 200 items; after 200 $.50 each Sign Up
Commercial Checking $100.00 No $14.00 Earning credit applied to combined non-interest account balance to offset all fees. $0.80 per deposit
$0.14 per deposit item
$0.19 per debit
$0.19 per ACH
$0.12 per rolled coin
Sign Up
Business Interest Checking $100.00 Yes $5.00 Must maintain at least a daily balance of $1,000.00 to earn interest and avoid monthly fee. None
Business Money Market $2,500 Yes $10.00 Must maintain at least a  daily balance of $2,500.00 to earn interest and avoid monthly fee. $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle. Sign Up

 
Small Business Checking
Minimum Opening Deposit $100.00
Interest Bearing No
Monthly Maintenance Fee $7.00
Balance to Avoid Monthly Fee

Must maintain a minimum daily balance of $1,500.00

to avoid fee.

Item Charges None up to 200 items; after 200 $.50 each
Sign Up
Commercial Checking
Minimum Opening Deposit $100.00
Interest Bearing No
Monthly Maintenance Fee $14.00
Balance to Avoid Monthly Fee Earning credit applied to combined non-interest account balance to offset all fees.
Item Charges $0.80 per deposit
$0.14 per deposit item
$0.19 per debit
$0.19 per ACH
$0.12 per rolled coin
Sign Up
Business Interest Checking
Minimum Opening Deposit $100.00
Interest Bearing Yes
Monthly Maintenance Fee $5.00
Balance to Avoid Monthly Fee Must maintain at least a daily balance of $1,000.00 to earn interest and avoid monthly fee.
Item Charges None
Business Money Market
Minimum Opening Deposit $2,500
Interest Bearing Yes
Monthly Maintenance Fee $10.00
Balance to Avoid Monthly Fee Must maintain at least a daily balance of $2,500.00 to earn interest and avoid monthly fee.
Item Charges"> $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per statement cycle.
Sign Up

Business Savings

ATM Account Type Minimum Opening Deposit Interest Paid Account Requirements Fee Check or Debit Fee ATM Access Sign Up
Business Statement Savings $100.00 Monthly Must maintain at least a daily balance of $250.00 to earn interest and avoid monthly fee. $3.00 if balance falls below $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month. Yes Sign Up
Certificates of Deposit $1,000.00 Varies   None None None  

 
Business Statement Savings
Minimum Opening Deposit $100.00
Interest Paid Quarterly
Account Requirement Must maintain at least a daily balance of $250.00 to earn interest and avoid monthly fee.
Fee $3.00 if balance falls below
Check or Debit Fee $5.00 Excessive Transaction Fee will be charged for items over allowed transactions. A total of six withdrawals by check, draft, debit card, preauthorized or automatic transfers are allowed per month.
ATM Access Yes
Sign Up
Certificates of Deposit
Minimum Opening Deposit $1,000.00
Interest Paid Varies
Account Requirement  
Fee None
Check Writing Fee None
ATM Access None

Business Cash Management

Town Center Bank provides a wide range of customized, time-saving cash management services to meet the specific needs of your business.  Online banking and bill pay are streamlined with our state-of-the-art electronic services.

We combine unmatched online/mobile banking, remote and xpress deposit and bill payment with personal community bank service, so you get the very best of both worlds. No matter where or when, you can take care of your business banking.

  • Free Online Banking/ Bill Payment
  • Remote Deposit Capture
  • ACH Originations
  • Zero Balance Accounts
  • Merchant Card processing services
  • Wire Transfers
  • Night Depository
  • Sweep Accounts